As an eligible employee of Concord University, you will receive a wide array of benefits designed for you and, as applicable, your family. These benefits supplement your salary or wages and may be customized to meet your situation and needs.

Employment – Benefit Eligibility

Regular employees who are designated “full-time” are eligible for benefits. Designated part-time, temporary, casual, and student employees are not eligible for the higher education benefit programs. However, the employee’s average hours worked per week may trigger eligibility for health insurance in compliance with the Affordable Care Act (ACA).
In addition to the retirement plan listed below, any employee, whether regular or temporary, may elect to enroll and contribute wages to a voluntary 403(b) tax deferred retirement savings account, which is not matched by the employer.

Generous Retirement Plan Match & Vesting.

TIAA is the benefit provider for the University’s retirement plans and participation in the plan is required for all employees, wherein six percent (6%) of the employee’s total salary is automatically withheld pre-tax and deposited into the retirement account. The University matches the employees 6% contribution, and all funds provided are fully vested immediately. The employee may determine how the funds are invested.

Social Security & Medicare

Concord University matches both Social Security and Medicare taxes withheld from an employee’s wages.

• FICA is the 6.2 percent Social Security tax.
• FUTA is the 1.45 percent Medicare tax.

Workers’ Compensation & Unemployment Compensation

Workers’ Compensation benefits are provided through Encova, a third-party vendor.
The University pays the full cost of unemployment compensation following disbursement by the State of West Virginia.

Affordable Insurance Options

• West Virginia Public Employees Group Health Insurance – Employees have a number of options for health and medical coverage for themselves, their spouse, and eligible dependents wherein the employee and the University each pay a portion of the premiums. All eligible employees are provided a basic life insurance plan of $10,000, fully paid by the University.
• Optional Life and Accidental Death and Dismemberment Insurance – The University offers optional insurance coverage amounts available from $5,000 to $500,000 with two different options available for dependent coverage.
• Disability Insurance – The University offers voluntary short-term and long-term disability insurance coverage.

​Mountaineer Flexible Benefits

This is an IRS approved, tax free account that saves money on eligible health, medical, dental, and dependent care expenses. There are a number of benefit options available including: Life Events Insurance, Dental Care, Vision Care, Hearing, Disability insurance, Legal Plan, Medical Expense Flexible Spending Account, and Dependent Care Flexible Spending Account.

Paid and Unpaid Leave Benefits

The University provides paid holiday leave, paid annual and sick leave for eligible employees, Faculty Sabbatical leave, Military leave, FMLA, parental leave, and religious holiday leave in compliance with federal law.

Tuition and Fee Waivers

Professional development and education opportunities including a tuition waiver program for employees, spouses and eligible dependents.

Additional Savings Plans

• Supplemental Retirement
• United States Savings Bond
• West Virginia State Employees Credit Union